28 Sep Comparison of Insurance Plans
GMU Health & Medical Insurance Plans Comparison Presentation
HCM-5… ASSIGNMENT 2 – Comparison of Insurance Plans
Step 1: Provide a profile of an individual/family. Include his age, socio-economic background including income, education, location and specific health needs. Also, specify the individual’s use of healthcare services including inpatient, outpatient, drug use for the year.
Step 2: Present the two insurance policies. Compare and contrast the health benefits and the associated cost sharing. [Include information on premiums (if available), deductible, and other out-of-pocket expenses].
Step 3: Evaluate the plans and recommend a more suitable plan for the individual based on the following factors:
• Out-of-pocket expenses
• Risk
• Suitability for their health needs.
Step 4: Separately provide the calculation of the total out-of-pocket expenses based on the person’s utilization of healthcare services for the benefit period. Provide information on the
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